Helping You Reclaim
What’s Rightfully Yours.
Surplus recovery with Clarity, Confidence, and Commitment.
Let Five C Holdings guide you through the process—ethically and efficiently.
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About Company
Who We Are
We specialize in helping homeowners recover foreclosure surplus funds quickly, securely, and without the hassle of navigating the legal system on their own. Our team is experienced in dealing with county courts, trustees, and all the red tape that comes with these claims. We handle every step of the process for you—from filing the necessary paperwork to working directly with officials—so you can focus on moving forward.
- Certified Company
15+
Years In Business
1.5k
Homeowners Helped
2.5k
Claims Processed
150+
Professionals & Partners
Our Process : Step-by-Step
We Make the Process Simple. You Keep the Majority of the Funds.
1️⃣ Locate Surplus Funds
We actively monitor public court records and trustee sales to identify unclaimed surplus funds—often left behind after a foreclosure or tax sale. If you're owed money, we’ll find it.
2️⃣ Contact & Explain
You might get a letter, a call, or an email from us. Don’t worry—there’s no pressure. We’ll walk you through exactly , and how we can help recover them for you. No jargon. No confusion.
3️⃣ Sign Agreement
Once you’re ready, you sign a limited power of attorney allowing us to represent you in the claim. There are no upfront costs—and if we don’t recover funds, you don’t owe us a thing.
4️⃣ We File Claim & Handle the Paperwork
Our experienced team handles the entire filing process: legal paperwork, court submissions, communication with trustees or agencies—everything. We keep you informed at every stage.
5️⃣ You Get Paid
Once the court or agency approves the claim and releases the funds, we send your check. You keep the majority of the funds, and we only earn a fee if your claim is successful.
Unclaimed Money? Let’s Make It Yours Again.
Know Your Rights. Reclaim What’s Yours.
You might not even realize you’re owed money after a foreclosure sale. If your property sold for more than what you owed, the difference belongs to you—not the bank, not the state. At Five C Holdings, we specialize in identifying those funds and making sure they’re returned to their rightful owner—you.
- No upfront fees
- No risk if we don’t recover
- Clarity, confidence, and care—every step of the way
Understanding Florida Tax Deed Surplus Funds (§ 197.582)
When a property sells at a public tax deed auction for more than the back taxes and opening statutory bid, a surplus is created. Per Florida Statute Section 197.582, these excess funds do not belong to the county or the state; they legally belong to the former property owner of record and qualified lienholders.
- The 120-Day Rule: Claimants have only 120 days from the date of the Clerk’s official notice to file a formal, notarized claim.
- Strict Deadlines: Failure to file a proper claim within this 120-day window means you permanently forfeit your right to the funds.
- Our Role: We help you navigate the claims process, verify priority of claims, and recover the maximum amount owed to you before time runs out.
Attorney Information
Maximizing Your Recovery Through Proven Legal Partnerships
Five C Holdings, LLC works directly with an established network of licensed Florida attorneys to recover your tax deed surplus funds. Navigating the legal complexities of county courts requires specialized legal expertise. By combining our recovery tracking with seasoned Florida legal counsel, we ensure your claim is filed correctly, protected from competing claims, and processed as fast as possible.
Why Our Legal Network Matters For You
- Established Relationships: We bypass bureaucratic delays using a proven network of Florida lawyers.
- Overcoming Legal Hurdles: Our attorneys handle complex multi-owner properties and priority lien disputes.
- Strict Law Compliance: Every claim adheres strictly to Florida Statute Chapter 197.
- Zero Out-of-Pocket Cost: Our legal team works on contingency, meaning you pay nothing upfront.
Feel The Difference !
Difference of The Five C
Clarity
We explain every step in plain language.
Confidence
Our proven approach recover what's yours.
Care
You’re not just a file—you’re family.
Credibility
Transparent, trusted, and accountable.
Commitment
We don’t quit until the job is done.
People Say The Nicest Things
We’ve Helped Hundreds—Here’s What They’re Saying.
Jeniffer Smith
Florida
“Five C Holdings made the whole process so easy. I didn’t even know I had money owed to me—and within two months, I had a check in hand!”
Sharon D
Georgia
“They explained everything clearly and followed through. No stress, no up-front fees, and I got what was rightfully mine.”
Steve Tailor
Texas
” Five C made the process simple and stress-free. I didn’t even know I had money waiting for me! “
FAQ
Find Out Answers Here
When a foreclosed property is sold for more than what was owed on the mortgage or taxes, the leftover money—called surplus funds or overage—belongs to the former property owner. That’s you.
We monitor public records and court filings to identify unclaimed surplus funds and match them with the rightful owners. Your name and address are part of public data tied to foreclosure sales.
Yes. It’s 100% legal—and it’s your right to claim these funds. Five C Holdings operates fully within state guidelines and handles the process ethically and transparently.
No. There are absolutely no upfront fees. We only get paid if and when we successfully recover funds on your behalf.
The timeline varies by case and state, but most claims are resolved within 60 to 120 days. We’ll keep you updated every step of the way.
We currently help homeowners in Florida, Georgia, and Texas—with more states coming soon.
Absolutely. Our team is happy to walk you through the process, answer questions, and verify your eligibility. Just give us a call or submit your contact info.
